The Top 10 Crypto Wallets That Pay You to Trade, Stake & Earn in 2025

Earning passive income in crypto isn’t just for whales and early adopters anymore. Crypto reward programs make it easier than ever to stack extra funds—no complicated yield farming, no sketchy “too-good-to-be-true” promises. Just real rewards for real users.

But here’s the thing: not every platform delivers. Some hype up insane rewards but bury the details in fine print. So, which programs actually pay? We did the work and rounded up the best crypto earning platforms that turn your crypto into an earning machine.

Whether you're a casual trader or a full-time degen, these wallets pay you to trade, stake, and hold—no catch, just crypto stacking made easy. Let’s get into it.

1. Plus Wallet 

Plus Wallet isn’t just another cryptocurrency wallet—it’s where traders make money with crypto. With its Swap-to-Earn and Refer-to-Earn crypto rewards, Plus Wallet turns every trade into an opportunity to stack USDT rewards effortlessly.

Here’s how to earn money on Plus Wallet: Swap crypto, earn rewards. Refer friends, earn more rewards. It’s that simple. Unlike other wallets that just hold your assets, Plus Wallet creates a passive income stream, proving that More is More.

But rewards don’t matter if your assets aren’t safe, right? Good thing Plus Wallet has your back. Your private keys never leave your device, and with additional security features like Face ID, PIN security, and a Recovery Phrase, your assets are locked down tighter than Fort Knox (without the gold bars).

This combination of advanced security, rewards and more is what sets Plus Wallet apart from competitors and why its leagues ahead of other crypto wallets. 

How to Earn Rewards on Plus Wallet: 

• Swap-to-Earn: Earn USDT every time you trade—no extra steps required.
• Refer-to-Earn: Invite friends and earn a percentage of their swaps—forever.
• Cross-Chain Swaps: More blockchains, more opportunities to earn.

Unlike other wallets that overcomplicate rewards with staking lock-ups or hidden fees, Plus Wallet keeps it simple. Trade, refer, and stack USDT automatically.

If your wallet isn’t paying you, you’re using the wrong one.

2. Binance Wallet

Binance Wallet is a self-custodial wallet that gives users full control over their assets while keeping them connected to Binance’s massive earning ecosystem. With built-in staking, savings, and cashback rewards, Binance Wallet offers multiple ways to earn—whether you’re a long-term HODLer or an active trader.

The BNB Vault is one of its biggest perks, automatically optimizing your BNB holdings across multiple yield-generating options like staking and liquidity mining. Binance also offers Flexible Savings, letting you deposit crypto and earn interest without lock-up periods.

If you’re a Binance user, having this wallet just makes sense—it’s an easy way to keep your funds earning while staying in control of your private keys.

How to Earn Rewards on Binance Wallet:  

• BNB Vault: Earn passive income through staking and liquidity mining.
• Binance Card Cashback: Get rewarded for everyday purchases.
• Flexible Savings & Dual Investment: Unlock low-risk yield opportunities

3. Trust Wallet

Trust Wallet is a non-custodial wallet that lets you stake assets directly while keeping full control of your private keys. With over 10+ staking options, users can earn money from cryptocurrency on major blockchains without using an exchange.

Another major advantage? DeFi integration. The built-in DApp browser connects users to yield farming, lending platforms, and decentralized exchanges—all within the wallet. This means you can earn from staking and DeFi simultaneously, maximizing passive income streams.

For those who want staking rewards without relying on centralized platforms, Trust Wallet is a top contender.

How to Earn Rewards on Trust Wallet: 

• Staking Rewards: Earn passive income on BNB, ADA, TRX, SOL, and more.
• DeFi Yield Farming: Access high-yield opportunities directly through the DApp browser.
• Referral Bonuses: Partner programs offer additional crypto rewards.

4. Coinbase Wallet 

Coinbase Wallet is another non-custodial wallet that lets users keep full control over their private keys while still benefiting from Coinbase’s extensive crypto reward programs. One of the biggest perks? Coinbase Earn, which lets users earn free crypto just by learning about new blockchain projects.

For those looking for long-term passive income, Coinbase Wallet offers staking rewards on multiple assets, allowing users to earn yield while holding their crypto safely.

And if you’re spending crypto? The Coinbase Card offers instant cashback in crypto, turning everyday purchases into an earning opportunity.

How to Earn Rewards on Coinbase Wallet: 

• Coinbase Earn Program: Get free crypto for learning about blockchain projects.
• Staking Rewards: Earn passive income on assets like ETH, ADA, and more.
• Coinbase Card Cashback: Receive crypto rewards when you spend.

5. Exodus Wallet 

Exodus is a non-custodial wallet that lets users start earning instantly—no KYC, no sign-ups. With built-in staking, users can earn yield on multiple assets without using third-party platforms.

A major advantage is its DEX integration, which allows cross-chain swaps with select tokens offering swap rewards. This means users can earn just by trading within the wallet.

For those who want a rewards-driven wallet without the hassle of exchanges or centralized services, Exodus delivers.

How to Earn Rewards on Exodus Wallet: 

• Staking Rewards: Earn passive income on ADA, ATOM, ALGO, and more.
• DeFi Yield Farming: Access decentralized finance for extra yield opportunities.
• Swap Incentives: Some token pairs offer built-in swap bonuses.

6. ByBit Wallet 

ByBit Wallet is built for active traders looking to maximize rewards. ByBit’s staking and lending options let users earn interest on idle assets, while liquidity mining offers even higher yields. The ByBit Earn program includes fixed-term staking, flexible savings, and dual asset investments, letting users choose between stable returns or high-risk, high-reward opportunities.

Their referral program offers users a percentage of their referrals’ trading fees forever—not just a one-time bonus. ByBit Wallet integrates seamlessly with ByBit Exchange, allowing users to trade and earn rewards without leaving the platform.

If you’re an active trader who wants multiple ways to stack rewards, ByBit Wallet is a strong contender.

How to Earn Rewards on ByBit Wallet: 

• ByBit Earn: Staking, lending, and liquidity mining rewards.
• Referral Program: Earn a percentage of trading fees when you invite friends.
• High-Yield Savings: Grow your assets with passive earning opportunities.

7. ZenGo

ZenGo is more than just a wallet—it’s a secure crypto-earning powerhouse. Unlike traditional wallets that rely on private keys and seed phrases, ZenGo uses Multi-Party Computation (MPC) to secure funds, eliminating the risk of losing access.

ZenGo makes earning passive income easy, integrating staking and DeFi lending directly into the wallet. Users can earn rewards without transferring funds to external platforms. The wallet’s cashback feature allows users to earn crypto on eligible transactions, making everyday spending more rewarding.

For those looking for strong security combined with real earning potential, ZenGo is a solid option.

How to Earn Rewards on ZenGo:

• DeFi Interest Rewards: Earn passive income with built-in DeFi integrations.
• Cashback on Transactions: Get crypto rewards when making eligible purchases.
• Staking Rewards: Stake assets like Ethereum and Tezos for additional earnings.

8. Ledger Live 

Ledger Live is a hardware wallet interface as well as a full-featured crypto management platform with built-in staking, lending, and governance rewards.

Users can stake assets like Ethereum, Polkadot, and Cosmos directly from their Ledger device, earning rewards while keeping their crypto offline. Ledger Live also connects to DeFi platforms like Aave and Compound, allowing users to lend out assets for extra yield.

For those who prioritize security but still want to earn, Ledger Live is an excellent choice.

How to Earn Rewards on Ledger Live:

• Ledger Earn: Stake assets like ETH, DOT, and ATOM for passive income.
• DeFi Lending (Compound Integration): Earn interest by lending crypto directly through the app.
• Governance Rewards: Participate in governance decisions and earn rewards on select tokens.

9. OKX Wallet

OKX Wallet is designed for Web3 users who prefer having complete control over their crypto while earning crypto rewards. Supporting over 60+ blockchains, it allows seamless cross-chain asset management while providing access to high-yield DeFi opportunities.

With built-in staking, flexible savings, and DeFi integrations, OKX Wallet offers multiple ways to earn rewards without relying on a centralized exchange.

For those who want full DeFi earning potential, OKX Wallet is a strong option.

How to Earn Rewards on OKX Wallet: 

• DeFi Yield Farming: Earn passive income through integrated DeFi protocols.
• Staking & Flexible Savings: Stake assets for steady returns with flexible withdrawal options.
• Dual Investment Products: Higher-yield opportunities for advanced crypto investors.

10. Crypto.com DeFi Wallet 

Crypto.com’s DeFi Wallet focuses on staking, cashback, and lending rewards, giving users multiple ways to earn while holding their assets. Unlike centralized wallets, Crypto.com DeFi Wallet is non-custodial, meaning users retain full control over their private keys.

Users can stake assets for guaranteed returns or supply liquidity to DeFi lending pools for higher, variable rewards. The Crypto.com Visa Card also turns spending into an earning opportunity, offering cashback in CRO for everyday transactions.

For users who want a mix of staking and cashback rewards, Crypto.com DeFi Wallet is a top choice.

How to Earn Rewards on Crypto.com DeFi Wallet: 

• Staking Rewards: Earn interest on deposits with flexible and fixed staking options.
• Crypto.com Visa Card Cashback: Get rewarded for spending with the Crypto.com Visa Card.
• DeFi Lending Rewards: Earn passive income by supplying liquidity to DeFi protocols.

So Which Crypto Wallet Comes Out on Top?

In 2025, crypto isn’t just about holding assets—it’s about making them work for you. The best wallets don’t just store your crypto, they reward you for using them. 

While wallets like Trust Wallet, Coinbase Wallet, and Binance Wallet offer solid earning opportunities, the key to maximizing your rewards comes down to finding the right balance of security, rewards, and usability. 

Plus Wallet takes it a step further with its Swap-to-Earn rewards, unlimited Refer-to-Earn commissions, and a mobile-first experience built for fast, seamless transactions. 

So why leave money on the table? Start taking advantage of these crypto rewards today and turn your everyday transactions into a steady flow of passive income.